by Charu Malik on Oct 3, 2022
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As a student, I'm navigating the realm of credit and building a positive financial history. What advice do you have for establishing good credit habits early on? Are there specific credit-building strategies or mistakes to avoid? @Charu
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・answered 209 days ago
Hello there, As a student navigating the realm of credit, prioritize establishing good credit habits early on by applying for a student credit card with a low limit, paying bills promptly, and keeping credit utilization below 30%. Monitor your credit report regularly, limit credit inquiries, and aim for a diverse mix of credit accounts. Building a positive credit history takes time and consistency, so be patient and avoid common pitfalls like missed payments and excessive credit card usage. By following these strategies, you'll lay a solid foundation for your financial future and set yourself up for long-term success.
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