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by Mona Gujral on Sep 15, 2022

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The purpose of this community is to share, listen, learn and be supportive just like friends and family to share your personal experiences, coping strategies and exchange firsthand information.Please note.This is peer support group community. This is not therapy.This is not professionally facilitated community.

🧠 Mental Health
Depression
Anxiety
Stress Management

The constant worry about bills, groceries, and saving for the future is making me anxious. Every little expense feels like a crisis. How do you deal with financial anxiety on a daily basis? Are there budgeting tips or stress-management techniques that can help?

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Psychologist_Niharika

Rituals & Practicesanswered 10 days ago

Hii there, kaafi relate to the question. In my experience, dealing with financial anxiety requires of combination of practical budgeting strategies and if your stress levels are too high, some stress managing techniques. You can start by creating a plan wherein you write down your budget , income, essential expenses, for example, light bills and groceries. A lot of creative apps have developed to track our expenses. You can try one of those. it's also helpful to keep some emergency fund for me,SIPs or FDs. Also, for managing stress you can try some breathing exercises like box breathing where you inhale for 4 seconds. hold for 7 seconds and exhale 8 seconds. Hope this helps and would love to see you in a live session soon

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انا متقدملي عريس وهو اشترط عليا ياخد نص راتبي ومشترط اشتراط تام يعني مش مثلاً اقتراح مع العلم انا ٣٥ سنة وحقيقي زهىقت ان كل دا متجوزتش وما صدقت لما تقدملي العريس دا اوافق وخلاص 🥰 ارفىض يمكن الاقي فرصة افضل وده نصيب ❤️
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Feeling constantly broke is affecting my self-worth. I see friends traveling and buying nice things, and I feel like a failure. How do you handle the emotional impact of a difficult financial situation? Are there ways to build self-esteem that don't involve money?
FLP20d
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My financial status is getting the worst of my mental status. I seem to be getting panic attacks because of it. How can I calm myself down?? How can I assure myself that i can do it and get myself out of this situation??
Hello dear. First of all, Hang in there.. All of us have been there even though we don't share these things with friends or family. I'm a Consultant Psychologist and Sexual Health Expert. Having panic attacks indicate a severe form of fear that is usually unrealistic. For eg. we might feel, 'I would never recover from this issue'. That's not TRUE right. Nothing is for sure. So, working on your thoughts is important. As a Psychologist, I would recommend some therapy like CBT. For now, just practice writing down your fearful thoughts and burning the paper. And come on a live session with me and we will have a conversation. - Consultant Psychologist
Hi there ma'am, i am sorry to hear that you were experiencing such distress. financially. stress can significantly impact our mental health, but as a clinical psychologist, I can offer you some strategies to help you manage these attacks and build a plan to address your financial concerns. firstly to help yourself calm down, I would suggest some breathing exercises, one of my favorites being box breathing in which you need to inhale for 4 seconds. hold for 4 seconds and exhale for 4 seconds. can you repeat this cycle for a few times. he will notice yourself being grounded to reality. for your financial stress, I would love if you could set up a realistic financial call such as savings for a specific need and break these goals into the smallest possible steps you can. This could help less of the stress and anxiety and allow you to make better decisions. I would love hearing from you more. please reach out to me anytime you want to. Take care .
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My friend who is married now told me that now she is much more financially independent then she was single. I am confused whether one should get married or remain single as it makes you more financially independent. Which view do u support ? Pls advice me.
Marriage is a lifelong companionship and has no dependency or connection with financial independence. if single, manage money wisely. if married, manage money Together wisely :)
hi am pujaa please Whatup ping me 8279956928
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How do I manage the stress of being financially dependent on someone else??
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Hi, we are going through some troubles right now. How can my family and I manage ongoing financial difficulties while planning for a stable future? What cost-cutting tips, income boosting ideas, and savings strategies have worked well for others in similar tough money situations? @Preetha_Balakrishnan
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I think you have a great tip already given! Also touch base with Namita, shebis our financial wellness expert at Coto! Tc, Preetha
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My partner and I fight constantly about money. He wants to splurge, and I'm all about saving. How can couples handle conflicting financial priorities and work towards shared goals? Open communication seems key, but are there any tricks to navigating these money battles?
Hi Beautiful. Yes! I'm a Consultant Psychologist and Sexual Health Expert. I think it's important to understand each of you is different and that has its own challenges. Like you said, other than communication. It's important to understand why it's important for them to splurge, why it gives joy and the same for you. Understanding each others priorities and then putting across your needs is important. Say, you want to save in Mutual funds or RD every month a certain amount but because of your husband's splurge can get difficult. How about you ask him to open a RD or MF and rest he can use it for himself and family. While you can keep your values and needs, and he can keep his values and needs. It's a very debatable topic but it would be better to get to know you more. Join my live sessions and we will discuss more on call. - Consultant Psychologist
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